CEO Harrison Stewart treats his family to a holiday on the Bahamas in a Mayan theme luxury resort, with his devoted workaholic executive Ziggy Grayson and his brilliant but shy son Griffen, who is secretly smitten with Madison Stewart. Hearing she has a crush on simpleton beach hunk Chad, Griffen sweetly accepts to be his Cyrano, which actually ends up proving their incompatibility. Meanwhile her twin sister Madison enjoys an affair with sea-life keeper Jordan Landers, but spoiled silver spoon Brianna wants him too and sabotages them. When Jordan is blamed for allegedly fencing stolen antiquities, Griffen and the twins dodge their meanwhile suspicious parents to find and expose the real culprit.

Mark doesn't expect any problems in going to college: he and his friend have reserved places in Harvard and his parents have the money to pay for his education there. But suddenly his father's neurotic psychiatrist advises him to go on vacation in Hawaii instead of spending more money on his son. Since Mark wants to keep his lifestyle, including a fancy car and a flat shared with his friend, he seeks financial support. The only foundation which still accepts applications is for blacks only -- no problem, with lots of bronzing pills and "soul in his voice" he sets out to Harvard. Soon he has to realize that being black will cause some people to handle him differently.